Somebody Paid My Heat Bill for the Winter

Indeck Wood Pellets for my Magnum Countryside pellet stoveI have an exciting story to tell. It starts a while ago when we went to pick up a few bags of wood pellets for our pellet stove.  We switched to an alternative heating source a couple years ago to save money on our heat and allow us to burn whatever fuel is available. We burn wood pellets during the fall because they burn clean, are in expensive, and readily available. With corn prices higher right now, wood pellets remain really affordable. Later in the winter we begin mixing wood pellets with corn,  during the coldest months because of how hot the mixture burns. We’ve been so lucky thus far in January with unseasonably warm temperatures, but we know that won’t last. [Read more...]

Cutting Bills in Half: So Easy a Kid Can Do It

saving money
I’d like to take credit for a recent shopping trip that saved over 50%, but I can’t. My 12 year old daughter deserves all the credit. After years of watching me do coupon match-ups and accompanying me on trips to double coupon days, she is a pro.

I’m so proud of her, that I thought I’d share what she did.

As an almost 13 year old, my daughter is into having ample beauty products on hand. Gone are the days when I can hand her any old shampoo or conditioner. She is particular about her facial scrubs, nail polish, lip gloss, and the list goes on.  While she has earned money babysitting, it wasn’t long before she learned that beauty products are expensive.

One day last week I came home to find her combing through my manufacturer’s coupons, doing match-ups with the in-store coupons [Read more...]

Top 10 Indications You Are Coupon Crazy

CEM_0119_418.jpgI blogged a while back about taking a couponing class, and now it seems I’m coupon crazy. The whole thing started out as an oddly intriguing thing. Then it quickly became a hobby, and now it’s more like a frugal frenzy.

I think I’ve gone coupon crazy. The following is a list of items that I believe apply toward my coupon craziness. Can you see yourself?

Top 10 Indications You Are Coupon Crazy

 

  1. My browser home page is now set to TotallyTarget.com, trumping Facebook.
  2. I usually check out coupon deals in the morning, prior to having a cup of coffee. Craziness, I tell you.
  3. I have been known to spontaneously scream out when finding coupon deals that lead to free stuff. I’ve startled my kids and made my friends laugh.
  4. I have emailed my husband things like: I just bought $60 worth of groceries at Target for $7; not including any other lead-in or follow-up messages.
  5. My husband has offered to come up with “The Perfect Cheer” for us, SNL-style. Now that is over the top!
  6. I’ve actually considered taking pictures of my good deals, which means photographing my groceries.
  7. We have a lifetime supply of cereal and shavers in our basement.
  8. The kids call our basement “Our Store”.
  9. I send bags of items home with family, who leave scratching their heads and carrying bags of pasta, body wash, and popcorn.
  10. A friend and I enjoyed some time off, shopping “Double, Double Daze” and skipping through the isles carrying toilet paper and gleefully pointing at things.

Creative Commons License photo credit: tsuacctnt

Couponing 101: Local is Key

clippinI promised to blog about a recent couponing class I took in my own town, Hutchinson, MN. I have been very interested in learning more about how those “crazy” women do it that I see on the news. You know the stories; $200 of groceries for $1.57 or some amazingly small amount.

I have also been watching other moms who blog about coupons and savings, but it all seemed overwhelming and quite frankly, incoherent for me.

I am happy to say that the couponing class was amazing, and I learned a ton. This is MY version of what I learned and what I feel is key to saving massive amounts on groceries.

1. It’s not about shopping sales or using coupons. It’s about finding as many “match-ups” as possible. This means that you look for sales or price cuts of items, find store coupons, and manufacturing coupons for the same product. Then buy as many products as possible.

  • For Example, this week Cashwise had cereal on sale 4 boxes for $10. They then offered an “in store” coupon for 4 boxes for $6. Then I found manufacturers coupons for each of the four boxes I had to buy to meet the requirements, and I paid less than $3 for 4 boxes.

2. It is really important to get to know your local options rather than focus on what you don’t have in town. In my town, my options are Cashwise, Econo Foods, Target, Walmart, and Shopko. I have found very good deals at each one. I use the weekly ad/sale, as well as websites that announce sales. I then work to find manufacturer coupons for those deals, and again stock up on as many as I can.

  • For Example, this week Target had a temporary price cut on band-aids. They also offered Target Coupons, and I found manufacturer coupons, so that when I left the store with $14 worth of stuff, I paid $1.98. If you factor in that I used a gift card that I earned on a previous shopping match-up, I paid nothing.

3. Buy more than one Sunday newspaper on Saturday. The inserts are in there, the newspaper is cheaper when it’s an early edition, and the more coupons you have the better the deals later.

4. Find some other people willing to do this with you and share their “finds”. We started a local couponing group and now I get an email or Facebook post about a local find.

  • For Example, a friend told me about a recently clearance cart of salad dressing at Cashwise and pointed out that we all have multiple $1 coupons that make it free, after purchase.

5. Use Facebook and follow blogs for immediate notice of offers. This week I was online when two great offers came through. Many have a time limit or a print limit, so you have to use the tools available to you to get in on the deals.

6. Organizing is key. I have chosen to organize my coupons by subject. I have been able to do very fast match-ups this way, but most couponing sites like TotallyTarget.com will reference publish dates (i.e. Sunday paper they came out in)

Do you have some additional tips you can share? Maybe something doesn’t make sense. Please share your thoughts. I’ll help if I can. I am new at this and have plenty to learn.

Creative Commons License photo credit: MissMessie

Saving Money with Coupons

CouponsI consider myself a fairly frugal person. I like to save money and be as practical as possible. If there’s a coupon available, I’ll use it. However, I have never gone out of my way to locate coupons for specific products, nor have I strategized about using multiple coupons (web, in-store, and manufacturing) for the same product. I guess I have just never taken the time to learn how to do this; thinking it was probably too complicated for me.

Then two things happened. First, I was invited to attend a “couponing class” where I learn more about using coupons and saving money. I am really looking forward to this class next week, as I have a friend who already took the class and loved it. Not only is she saving money, but she’s practically making money. Really?

The other thing that happened is that I connected with a couponing site online called CouponChief.com They were featured a while back by Mashable.com , a social marketing site I trust very much. I figured they would make a great “first” online couponing site that I could go through and discover what I’ve been missing.

I’ll admit that when I have gone to any coupon-type site, CouponChief.com included, I have been a bit overwhelmed. I liked the fact that they included a tab in the upper-right corner titled “How It Works”.

The instructional video guided me through the process, and I realized that the site is heavily focused on coupon codes. I already knew about coupon codes and was using them; however, I didn’t know there was an organized place to find them. My method of madness usually included searching Google, and then wading through results.

CouponChief.com is devoted to helping people save money with codes prior to checking out online. I love the ease at which they make this available, but from what I can tell, they don’t have coupons for offline transactions or groceries. The vast number of online stores and codes they index is amazing though, and I was able to search and find dozens of opportunities I’m sure I’ve missed on recent purchases.

I have added this site to my Delicious account and will return each and every time before I make an online purchase to see if I can save money before I check out.

I will blog again after my couponing class next week to let you know how that goes as well.

I was asked by CouponChief.com to review their site, and compensated for my time

Creative Commons License photo credit: Matt McGee